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About Us



Apple Insurance Specialists is an Austin-based insurance company offering a wide range of cost effective solutions to individuals, families and businesses.  For over 12 years we have provided exceptional customer service and comprehensive insurance coverage to our customers.  As independent insurance agents in Austin, we offer a selection of insurance policies through trusted insurance companies such as, Travelers, Hartford, and Progressive.  Our #1 priority is to provide each customer with insurance quotes representing the best value and the protection they need to safeguard their business and personal assets.
Do I Need Car Insurance on a Low Value Car PDF Print
Q: I have an older car whose current market value is very low - do I really need to purchase automobile insurance?


A: Most states have insurance laws that require drivers to have at least some automobile liability insurance. These laws were enacted to ensure that victims of automobile accidents receive compensation when their losses are caused by the actions of another individual who was negligent.

It is often the case that the cost of repairing the damages to an older car is greater than its value. In these cases, your insurer will usually just "total" the car and give you a check for the car's market value less the deductible. Many people with older cars decide not to purchase any physical damage coverage.
 

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Testimonials

Prompt and Accurate
In my business, getting Certificates of Insurance ASAP is of utmost importance after all, Time is Money. Apple Insurance Specialists make sure that the Certificates are delivered on time and have the information needed so I can complete my work.

Martin
General Contractor
The Extra Mile
When I was told that I needed Workers Comp or I could not deliver my load, one of my trucking buddies recommended Apple Insurance Specialist. The rest is history. This is my second year to renew with them.

Squire
Truck Driver
They Take the Time
I own a business in Austin, Texas and Apple Insurance Specialists took the time to explain the different policies and what they covered. Now I have the right coverage and the right premium to protect my business.

Mark J., Austin TX
Savings for Young Drivers
We have young drivers in our house and Apple Insurance saves us $350.00 per year.

Tom, Austin TX
Combine Your Policies
Apple Insurance Specialists was able to combine my home, auto, and umbrella policies together. They placed me with an A rated company and it was painless.

Susan
Greater Coverage
I just switched my home and auto insurance policies. Apple Insurance Specialists was able to save me money AND provide greater coverage!

Maggie, Austin TX

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